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Commercial real estate loans

Commercial real estate loans in NYC and NJ.

We are a debt and equity lender for commercial property in New York and New Jersey: purchases, refinance, cash-out, construction and rescue loans, decided by the people who lend.

Private capital for commercial property

Brooklyn Bridge Capital has been a private real estate lender in Brooklyn since 2014. We lend on commercial and investment property across New York City, New York State and New Jersey, and we work on behalf of property owners, brokers and banks.

Commercial owners come to a private lender when timing matters: an acquisition with a firm closing date, a maturing loan, a property that needs work before a bank will finance it, a partner who wants out, or a property at risk of foreclosure. Because we look first at the property and the deal, we can give you a term sheet in a few hours and fund within days.

Property types

  • Mixed use
  • Multi-family
  • Retail
  • Office building
  • Warehouse
  • Industrial
  • Self storage
  • Assisted living
  • Gas station / automotive
  • Residential, non-owner occupied
  • Land

Every major type

Mixed use, multi-family, retail, office, warehouse, industrial, self storage and more.

Speed

Term sheet in a few hours, funding within days.

$100K to $100M

Loan requests from $100K to $100M, across NY and NJ.

Commercial loans we make

Acquisition and bridge loans to buy before you sell, or close before the bank can. Refinance and cash-out to replace a mortgage, take cash out, consolidate debt or extend the term. Construction loans with interest-only payments during the build and the option to convert to permanent financing at the certificate of occupancy. Partnership buyouts, land loans and foreclosure bailouts when time is short.

What a commercial lender looks at

In general, for commercial property lenders look at the value, your equity, occupancy and income, the condition of the property and your exit: a sale, or a refinance into long-term financing. For mixed use, the deal is judged on total value, the rents from each part, vacancy and the plan. In New York City, rent-regulated units can affect value, so mention them up front.

Every deal is priced on its own, so the fastest way to real numbers is a term sheet request. Not sure which structure fits? The property-type finder matches your property and your goal to the right loan in a few taps.

Deals we funded

Cash-out, commercial property, New York
Funded

$1,000,000

Cash-out, commercial property

New York

Refinance / cash-out, Manhattan, NY
Funded

$6,000,000

Refinance / cash-out

Manhattan, NY

Partnership buyout, Manhattan, NY
Funded

$30,000,000

Partnership buyout

Manhattan, NY

Questions

Related: hard money loans, nyc, bridge loans, brooklyn, construction loans, nyc, property-type finder. More answers in why private lending, or see how it works and apply online.

Do you make commercial real estate loans?

Yes. We are a debt and equity lender for commercial property in New York and New Jersey: retail, office, mixed use, multi-family and more.

What property types do you lend on?

Mixed use, multi-family, retail, office buildings, warehouse, industrial, self storage, assisted living, gas station and automotive, residential non-owner occupied, and land.

How much can I borrow?

Requests run from $100K to $100M. Listed deals range from $265,000 to $30,000,000.

What do lenders look at on a commercial loan?

In general: value, equity, occupancy and income, and the exit.

Where do you lend?

New York and New Jersey, with deals in Manhattan, Brooklyn, the Bronx and across the New York metro area.

Have a commercial deal?

Call or text Shaya. Term sheet in a few hours.